About Us

This is a source for those who are facing possible foreclosure here in California or are upside down in their house where the value is less than they owe.  

I have posted a lot of articles, cases, information and links to and from other sources as well as providing help and information on my bayliving website but in wanting to have a forum where questions can be asked and answered as well as experiences shared, I decided on this forum.

If you do not find what you’re looking for, ask the question on the forum.  If you don’t get an answer shortly, send me an email direct.  You can find my email address either in the contact us page or on the bayliving website.

I am not an attorney. I am a licensed and bonded California real estate broker, registered and bonded Legal Document assistant and Business and Professions Code qualified Paralegal.  Nothing posted here should be construed as legal advice.

LEGAL DISCLOSURE: Charles Cox is a licensed and bonded California Department of Real broker #01217620, expires 10/09/2013. A real estate broker or agent is qualified to advise on real estate.  Charles is also Santa Cruz County registered and bonded Legal Document Assistant #29 (license expires 10/04/2011) and a California Business and Professions Code Section 6450 qualified paralegal. Charles Cox does not offer legal advice. He is not an attorney. He can only provide self-help services at your specific direction.  If you have any questions concerning the legal sufficiency, legal effect, insurance, or tax consequences regarding any real estate or other matter, consult with your attorney, accountant, insurance agent, tax or other appropriate professional.

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